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Understand how local market conditions and a seller’s motivation can create room to negotiate beyond the asking price.
Learn how zero-down financing fits your homebuying strategy—and why zero down doesn't always mean no upfront expenses.
See a side-by-side example of how a lower price compares with seller-paid costs—and what each could mean for your savings and payment.
Don’t assume zero down means no upfront expenses. Learn what to budget for—and where negotiated seller contributions could help.
Understand how your loan payment, property taxes, and homeowners insurance fit together, so you can plan around the full monthly cost.
Learn how to move from pre-approval to your home search and offer—with a clear plan for putting your VA benefits and buying strategy to work.

Jesse
Katelyn
Repeat Client
Heath
Repeat Client
Join Chris Hatley, mortgage loan officer and Army veteran, to learn how your VA benefits, seller negotiations, and a clear buying plan can work together for your Tennessee home purchase.
Free to attend
About one hour, including live Q&A
Ask Chris your homebuying questions.
Practical strategies for first-time and repeat buyers
Free VA Homebuying Guide emailed after you attend
Register below to receive your confirmation and details for joining the live class.
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